End-to-end Coverage
As one of the industry's largest providers of Workers Compensation Alternative Risk Programs, Staffing companies that work with Risk Strategies rely on us to obtain the essential coverage they need to deal with a business model fraught with risk. Rock solid relationships with the most competitive carriers in Staffing allow us to continually enhance and expand our services. Whether working with you or your current broker we'll tailor a low cost program that best addresses your needs and goals.
An Array of Product Offerings
Risk Strategies is well known for our expertise in the staffing arena. This expertise and reputation gives us a unique edge in negotiating and placing coverage for the staffing industry. As specialists in structuring and placing insurance/risk financing programs for staffing companies, we can assist staffing companies in developing a cost-effective Insurance and Risk Management program.
Workers' Compensation
We understand that the second largest expense for staffing firms is Workers' Compensation. Whether your goal is the predictability of guaranteed cost, the potential reward of a loss sensitive program, or a cash flow option, we have an effective program for your organization.
Download Our Workers Compensation for the Staffing Industry Brochure
Download Our Workers Compensation Questionnaire for Staffing Clients
Package
We understand that staffing firms have unique needs with respect to property and casualty programs and your package policy will be designed with those unique needs in mind.
Professional Liability
Professional liability is an integral part of a staffing company's insurance program. Any company with products, customers, or employees is vulnerable to a Professional Liability lawsuit. By including this coverage as part of your insurance program, you can protect your organization from the losses and costs associated with defending them.
Crime
Risk Strategies offers a variety of Crime coverage at various limits and deductibles based on your needs. Employee dishonesty insurance provides coverage for an employer in the event that they suffer financial loss due to the fraudulent action of an employee or group of employees. Other coverages that protect against a defective moral compass include computer fraud, ERISA, money & securities, and depositor's fraud.
Flex Shield
We partnered with AIG?, one of the nation's insurance leaders for over 40 years, because of their dedication to a wide array of insurance and risk management options. The Flex Shield Insurance Program helps meet the demand for a broad, affordable accident and health coverage for employees such as temporary, contract, hourly or part time workers who are not covered by traditional employee benefits. Risk Strategies and AIG have made a commitment to using this product to help employers contain benefit costs.
Advantages for Employers
Flex Shield helps contain benefit costs by encouraging employee involvement in managing their benefits, offers advanced technology to reduce costs and simplify administration at every level, from issuance to fulfillment and claims processing, and delivers underwriting flexibility and responsive service unlikely to be found anywhere else.
Advantages for Employees
Flex Shield helps cover out-of-pocket healthcare costs for employees who either have no insurance coverage or who need it to bridge coverage gaps. It pays first-dollar cash benefits directly to employees, provides the ease and savings of affordable coverage with pretax payroll deductions, includes a discounted network of doctors and hospitals to help benefit dollars go further, and offers coverage for spouses and dependent children.
Blanket Occupational Accident Insurance
Blanket Occupational Accident Insurance provides coverage in the event of a catastrophic accident. This coverage supplements Workers Compensation, levels loss experiences within the risk-sharing layer and provides an adequate cushion for an employee's loss fund. Blanket Occupational Accident Insurance is part of an effective, affordable and reliable solution for staffing organizations seeking to contain costs.
Blanket Occupational Accident Brochure
Workers Compensation and Blanket Occupational Accident Application


